Retirement planners say that you must have ten or more times your current annual expenses saved up.
They say “expenses”, not income, because most people have become accustomed to spending more than they make. Many people are comfortable paying out $300.00 to $500.00 a month to credit cards, and these debts are part of the necessary budget.
Ideally, you want to pay those debts off before you retire.
“The less money you have, the more you need it”. – Suzie Orman, financial advisor.
Professional Dress Code Attire – Keeping Up
In business, we are pressured to spend more than we should. The professional image is important, and many will emulate the way the boss dresses, feel pressed to buy a new car, or sport expensive accessories – all to stand out from the crowd.
I can recall my first job review, way back when I was twenty one years old. There were no complaints about my professional work. The main complaint from my employer was about my clothes.
I was shocked! I dressed neatly and appropriately on the job. The special clothing I wore while working, was not provided by the company, and was not tax deductible.
The only way I could up my game was to stop saving and use credit. This was just at the time that incomes stopped rising for almost everyone. And I mean, stopped rising through to the present.
We went from an income economy to a debt economy.
Millions who worked within better financial climates “lost it all” anyway in the “Too Big To Fail” fiascos.
Here we all are, with retirement money needed!
Working After Full Retirement Age
Our cultures thrive on consumerism, driven by advertising. The right clothes, the right cars, the glamor schools, and the inevitable debts.
If you are over 50, and still in your best job, and still advancing in it, I hope you can save now. Yet unlike a twenty-five year old who can start putting $100.00 a month into a Roth IRA for the next forty years (ending up with about a million dollars, theoretically), you have fifteen years to save 1.5 million. Run!
How many of us thought we would end up working after retirement age? After many conversations and much search I can conclude that most folks want to – drumroll!…
…Work At Home After Retirement
Indeed, if you must work, wouldn’t you prefer to:
Avoid going to a job
Save on gas and time and car wear
Work during the hours you select each and every day
Spend more time with your spouse/friends/pets/no one
Visit your grandkids – whenever!
Enjoy the home you’ve invested so much in
Earn some extra retirement income even while taking a trip you’ve always wanted?
I repeat, work from home?
“Work from home” has become such a bad word! A cringe worthy phrase! They are all scams right?
Unless maybe you can learn to blog (meaning a write on a small and somewhat personal web
site) and share your experience from previous jobs, or hobbies?
And if you could do that blog writing on a couple offree giveaway web sites? As in, a real site that will appear on the world wide web and convey your valuable thoughts and feelings about something? And, make you money?
I would like to help you find a way to enjoy your retirement, your home, your time, and your loved ones. If you need more money in retirement, I can show you where to get training for a work at home job.
In my recent post “Retirement Income – US”I mentioned a talk show host, not a stupid guy by any means, who modeled “a good life” on a family of four, with two parents each bringing home about $45,000.00 a year. That made me gasp! That would not make a good life for four people in my state. Nor would those parents be saving anything to retire on.
Yet, this is the “typical” scenario.
I truly feel that The Wealthy Affiliate training and support web site can help you if retirement money is needed. This instructional community, will show you how to learn to benefit from your life experience and knowledge.
So many people ask me “where can I build a website for free“. “Wealthy Affiliate“ I say.
That is the name of a unique membership training community for people who want to excel at internet marketing.
I understand that is probably the interest that brought you here, am I right?
What’s most important to recognize about Wealthy Affiliate is that you can learn to set up a blog the right way.
Would You Like To Learn How To Build A Blog From Scratch?
Is Wealthy Affiliate for anyone?
It is for people who have established businesses on line, and who want to increase their financial returns and maybe even retire from their day job, to work from home.
It is also for people who know absolutely nothing about how to profit with a blog, and who have noticed that people are doing this, and writing about it.
Essentially, if you want to make some income on line you must first know how to build a blog (a web site) properly.
And that is the essence of the Wealthy Affiliate instruction.
This virtual village has 180,000 plus members, and new ones appear every day. The join up price is – free!
The owners are Kyle and Carson two of the best trainers in the work-from-home business arena, active since 2005.
You can read about Kyle’s take on 2017 on line training for the web here and about Carson’s recent blog about updated 4 step website building here.
What Is An Affiliate?
The affiliate is the person who connects with vendors and service providers on line. Affiliate marketing is one of several systems of commerce on the world wide web where you, the site owner, promote products for another business and earn a commission on the sales you generate.
There are many businesses which use affiliates and to name a few:
Clickbank (a digital product vendor site covering every topic under the sun)
What Are The Advantages
No ordering products which requires money upfront
No stocking or direct selling of products which requires space at home
No complications such as getting a vendor’s permit, and filing quarterly income tax returns
Deductions from taxable income of your operating expenses (everything your tax code allows)
Complete independence as to where and when you work
How Do You Get Into Affiliate Marketing
I honestly don’t remember how I originally came across the idea of how to profit with a blog. I was a struggling single mom then, and when it dawned on me that I could write (which I already loved to do!) on a website, talk about someone else’s product that I respected, and then get a commission from a purchase – I was stoked!
Could this be the answer to my prayers? The long sought relief from counting dollars every week?
Over a span of almost ten years, I had tried out many training packages about how to make money on line.
Some were good and many were useless and I never achieved the financial freedom I sought.
And I didn’t know what was holding me back.
Although, for a couple of years in there, I did profit about $3000.00 USD promoting a Clickbank product. In fact, that product gave me a $25 commission on each sale. Till it didn’t.
I’d love to help you avoid losing time like I did…The volumes I wrote for shared-revenue web sites (sites that sell ads and share the income with writers) didn’t retain any value when the site owners failed, or decided to move on and do something else.
When they did change their commission structure, or just bail, I scrambled to replace that income!
This supportive community offers a long term investment!
You will get on line training and build effective blogs that will support a business.
Businesses that will grow toward helping you:
Retire – yes it is a dream with realization in sight!
Earn extra income while in college or professional training
Pay off student loans
Augment or replace disability income
Create a career for veterans
Develop a career for work at home moms or dads
Build a college fund for your kids or grandkids
Give retirees opportunities such as travel, or a second home
Help you pay down your mortgage
Create income to invest in stocks, gold or silver
Avoid desperate measures such as reverse mortgages
Leave a physically exhausting job for a quieter more restful life
Decrease stress and augment general well being
Pay off medical bills
Pay for non-insured health care
Turn the Bucket List from wishful thinking into a reality
And this all starts with you knowing how to build a blog site.
And you could be startingyourownblogforfree today!
Senior Citizen Education Opportunities
There is an emphasis on this web site to provide information for seniors and the disabled, people who have a high stake in training for a work at home job.
The unique aspect about Wealthy Affiliate is that it offers training for the newcomer/newbie starting from below scratch!
And, it guides people who have had a small measure of success, and who want to learn the way successful bloggers are doing it.
Who want to eventually succeed, retire from the office, and work at home. You do, don’t you?
These are the benefits offered to you when you decide to take the opportunity of thefree trial on this web site:
You learn how to start your own website for free (you get two in fact!)
You get website hosting within Wealthy Affiliate saving you money and time
Domain name purchases (yoursite.com or .org) are inexpensive compared to many other businesses
Access to a free web site building platform (a structure that you don’t have to build yourself)
Clarification through step by step training modules on how build a blog properly
Free help from experts for seven days and within those seven days,
The option for one month Premium access for $19.00 with TONS more training
To quote a fellow affiliate marketer –
‘At WA you can host up to 25 Custom Domains and 25 Free SiteRubix Domains, for $49 a month or $495 a year.
But If you want to start a second, third, fourth etc. site, you don’t pay any additional fees for hosting, all you need to purchase is a domain name for $13.99 in most cases.”
This is a true bargain! On most sites you will pay for each site’s hosting individually, for example twenty five sites could cost about $675.00 per year.
Training For A Work At Home Job
You can train at home to work at home. You can learn about all the elements involved in how to make websites that will attract readers, at home. You will understand all these topics:
What is internet marketing, affiliate marketing and how those work
How to find a niche, or specific product in a line of products or a corner of its market, to promote
How you will build a web site and how to write content for it
Tips – to find search engine keywords (the words people search with) to embed in your content, to draw buyers
Pick an appropriate Theme (for free) or, your web site’s visual presentation
How to search for more related Keywords that will give you topics to increase the volume of your written content
Arrange your content (pages, posts, categories, comments) for your readers’ ease
How to enhance the appearance of your site with pictures and graphics
Write reviews for home products, business products or your product!
Write so as to generate interaction with your readers
How to use the language that attracts buyers and generates sales
I could make that list a lot longer! However, it is more fun for you to click to the site and browse through it as much as you want.
The support within this community is always accessible to its members. Well seasoned
marketers from all over the world are happy to respond to questions from the newer members. Like your favorite coffee shop, Wealthy Affiliate is open 24 hours a day.
What I find especially valuable is that these experienced marketers tune into the training discussions and offer help to everyone. It is a truly interactive community.
If you want to get serious and finish the training – videos and classrooms with graduating detailed tasks that take you through every step of building a business, you can continue at the Premium membership level for $19.00 for the first month, and then $49.00 per month.
With the opportunity for you to sign up for free and get into some of the incredible instruction, I can’t emphasize enough how easy it is for you to get started.
An affiliate marketer can benefit in two ways from recommending amazon for wedding gifts. If you’re not an affiliate marketer yet, you can CLICK OVER to this article explaining that, and this page will stay open for you to resume here.
Recommend Top Items For Wedding Gifts
This blog is focused on seniors and seniors will be excited to hear that their children or grandchildren are getting married.
This family excitement includes nieces and nephews too!
So let’s get to the presents, shall we?
Choosing categories of presents in my mind, follows two categories.
Gifts for couples who do not have a household together
Items needed for couples who have an established/semi-established household together
Amazon makes searching easy for best seller items. Your readers (from whom you can make commissions when they buy) can filter for top brands, per their budgets, and Prime delivery if they have it.
You can also promote Prime to them so they can get it through your affiliateID link (more about that below).
It’s pretty awesome to contemplate the commissions you can make for helping people find special gifts for their dearest ones, don’t you think? There is so much to contemplate:
Chinaware – kitchen and fine
Prints and Fine Art
How To Write A Blog About Amazon Wedding Gifts
Your first step is to create a blog the right way, to attract online shoppers to your web site. Competition can seem daunting, yet there are millions of shoppers looking for the exact right item for themselves, and in many cases, gifts.
A very easy platform (coded architecture for site building), or foundation, to write a blog on, is WordPress.
“Tips on Building a Website With WordPress by Josh Argent
You need a blog. That’s a fact and they are relatively easy to build so let’s look at how to build a blog site. Some time ago, in the early years of the internet, somebody decided that it would be a good idea to tell the world what they were doing, what their opinions were, and anything else that happened to be on their mind at the time. The figured out a way to post these thoughts online and the world of blogging begun.
Since then, blogging has evolved in to something much more complex and important. Although there are still people who have personal opinion blogs, those people are either highly influential people or have a blog that receives next to no traffic. (Facebook has taken over the reigns for personal thoughts and opinions)
Blogging is used for ranking high in search engines, advertising products, communicating valuable information, and corporate awareness just to name a few uses. Let’s now look at how to build a blog site:
Step 1: Pick Your Platform There are many out there. WordPress is the most popular and it comes in an online portal where you don’t have to install it on your website or the self-hosted option where a little bit of webmaster experience is needed to install it on your blog. (Assuming you have a website of your own.)
Take a look at WordPress as well as other options and see which you like the best. One word of advice: WordPress is hugely popular because it has a whole series of plugins to expand the functionality of it. Smaller, less developed platforms do not have as many plugins.”
Would you like to be shown a step by step method of building a blog to make money with?
There is a professional look to a site that has been started with the right know-how about ecommerce, or, business online.
It may take several months to get noticed on the search engines (Google, Bing, Yahoo and more). This is true for everyone. Some folks may get mislead and purchase a course that throws up a one page site for you and sells you traffic, in the chance that you might make some sales that way.
I’m talking a few hundred dollars a month for that expense! But you’d want to invest as little as possible for the most ROI – Return On Investment, wouldn’t you?
Amazon Will Help You
Once your blog has some content, perhaps about twenty articles, you can apply for an affiliate ID.
This ID will be used to let Amazon know when a customer has arrived on its site, from your blog. Not only will you be paid a commission for the item you recommended, but you will be paid a commission for any other item purchased at that time.
Think about that for a moment!
Amazon also offers you an ID for other countries too, so folks shopping in Canada, the UK, and Europe may come to your blog and shop. You won’t miss out on those site visitors’ purchases. How cool is that?
You can create a blog for just one category, like Bedding, if you have enough interest and experience to write a lot of content about it. Or, you can have a blog with several categories you’d like to write about, or even “everything Amazon sells”.
Would you like to know how to build an online home business?
The focus of this website is to inform seniors and the disabled how to get honest training with the intention of earning an income while working at home.
Yet, I’m not excluding anyone. But my personal quest to is to help those who have to work from home, or those who want more money in retirement…meaning, they would like to actually retire!
You can learn to work on the internet with more details HERE.
There are job search sites which cover employment opportunities that can be done from your residence, or from anywhere if you have a phone or internet connection.
This article is concerned with self-employment income via the internet as an affiliate marketer. This is a business model you can learn a lot about for free. What this is not about:
Any distributorship or selling where you have to buy and store products, then ship
Any organization where you have to buy/spend a minimum per month to retail your commission level
Any rally-driven meeting loaded business where you are rarely at home
A business style that requires a charismatic personality or extreme selling talent
By the way, I’m not dissing the charisma or selling ability (ice to Eskimos level) at all. But that personality type is not looking for a work at home business lol.
Online Home Business Costs
You truly do need an attractive, easy to find website to show products and publish reviews about them. There are successful people who use blogger.com, free, but it’s not really set up for selling. It is a great platform to journal on, and blogger does allow marketing providing you are publishing useful and original content as opposed to just putting up links to retailers in the hopes of earning commissions.
WordPress is “a free and open-source content management system (CMS)” – Wikipedia . They have many free themes, designed to appear and function in a specific way depending on what your blog is about. You will pay for:
Premium themes which give you enhanced functionality, best that you know code
Your internet service provider fees
Hardware expenses (computers, power strips, surge protectors etc., etc.)
A good work station set up whether it’s fancy or just a good lumbar cushion on your kitchen chair
Your domain names (s): www dot myblog dot com
Site hosting “A web hosting service is a type of Internet hosting service that allows individuals and organizations to make their website accessible via the World Wide Web.” -Wikipedia
Online Home Business Opportunity Seekers – Help Is Here!
Regarding that website that you will need, I can save you the expense of hiring someone to do it, and the expense of your time wasted if you don’t find out how to do it correctly and then have to start all over again.
“The best things in life are free” (from the song “Money” by Barrett Strong,Berry Gordy and Janie Bradford.
The time you will well spend to create your own blog will never be wasted, because then you can create ten more! And you can start learning for absolutely no cost!
If you’d like a supportive and friendly community to learn in and with (there are newbies signing up every minute) click on the SIgn Up Now button.
On Wealthy Affiliate you can interact as you please or just hunker down and build two web sites for free while gaining the understanding of what makes a website worthy and visible.
Socializing is encouraged but some peeps just don’t have the time until they’re making significant extra income and others…just don’t.
But I know that no one can help giving a nod to the experienced bloggers who will answer questions and post mini trainings to help everyone along.
You won’t get lost in the crowd either. There is a different shift every time zone or so. There is a live feed and a library of Q&A’s including every topic about blogs, marketing, writing quality, and the many angles of how to succeed better and faster.
Please leave your comment or question below. I’d love to know what your ideas are on this.
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