Retirement Money Needed?
Is more retirement money needed in your future than you expect you will have? Are you working after full retirement age? Or realize that when you reach that year, you will have to?
This article is about learning a different way to supplement a retirement income. This entire website promotes training for a work at home job.(click there if you want to see the opportunity now)
Retirement planners say that you must have ten or more times your current annual expenses saved up.
They say “expenses”, not income, because most people have become accustomed to spending more than they make. Many people are comfortable paying out $300.00 to $500.00 a month to credit cards, and these debts are part of the necessary budget.
Ideally, you want to pay those debts off before you retire.
“The less money you have, the more you need it”. – Suzie Orman, financial advisor.
Professional Dress Code Attire – Keeping Up
In business, we are pressured to spend more than we should. The professional image is important, and many will emulate the way the boss dresses, feel pressed to buy a new car, or sport expensive accessories – all to stand out from the crowd.
I can recall my first job review, way back when I was twenty one years old. There were no complaints about my professional work. The main complaint from my employer was about my clothes.
I was shocked! I dressed neatly and appropriately on the job. The special clothing I wore while working, was not provided by the company, and was not tax deductible.
The only way I could up my game was to stop saving and use credit. This was just at the time that incomes stopped rising for almost everyone. And I mean, stopped rising through to the present.
We went from an income economy to a debt economy.
Millions who worked within better financial climates “lost it all” anyway in the “Too Big To Fail” fiascos.
Here we all are, with retirement money needed!
Working After Full Retirement Age
Our cultures thrive on consumerism, driven by advertising. The right clothes, the right cars, the glamor schools, and the inevitable debts.
If you are over 50, and still in your best job, and still advancing in it, I hope you can save now. Yet unlike a twenty-five year old who can start putting $100.00 a month into a Roth IRA for the next forty years (ending up with about a million dollars, theoretically), you have fifteen years to save 1.5 million. Run!
How many of us thought we would end up working after retirement age? After many conversations and much search I can conclude that most folks want to – drumroll!…
…Work At Home After Retirement
Indeed, if you must work, wouldn’t you prefer to:
- Avoid going to a job
- Save on gas and time and car wear
- Work during the hours you select each and every day
- Spend more time with your spouse/friends/pets/no one
- Visit your grandkids – whenever!
- Enjoy the home you’ve invested so much in
- Earn some extra retirement income even while taking a trip you’ve always wanted?
- I repeat, work from home?
“Work from home” has become such a bad word! A cringe worthy phrase! They are all scams right?
Unless maybe you can learn to blog (meaning a write on a small and somewhat personal web
site) and share your experience from previous jobs, or hobbies?
And if you could do that blog writing on a couple of free giveaway web sites? As in, a real site that will appear on the world wide web and convey your valuable thoughts and feelings about something? And, make you money?
I would like to help you find a way to enjoy your retirement, your home, your time, and your loved ones. If you need more money in retirement, I can show you where to get training for a work at home job.
In my recent post “Retirement Income – US” I mentioned a talk show host, not a stupid guy by any means, who modeled “a good life” on a family of four, with two parents each bringing home about $45,000.00 a year. That made me gasp! That would not make a good life for four people in my state. Nor would those parents be saving anything to retire on.
Yet, this is the “typical” scenario.
I truly feel that The Wealthy Affiliate training and support web site can help you if retirement money is needed. This instructional community, will show you how to learn to benefit from your life experience and knowledge.
Please leave me any feedback or questions below!