How Do I Live On 300 A Month?
I was surprised to see the question How Do I Live On 300 A Month posted on line. And that was recent!
According to U.S. Census Bureau data, 50% of women and 47% of men between the ages of 55 and 66 have no retirement savings. According to AARP, nearly 57 million Americans work for an employer that does not offer a retirement savings plan.
Curtis on Quora says:
“In the states, you probably can’t, without having a few things in place first. I bought a desert acreage, off grid. I bought an RV. My total cost for both was $6,000. This allows me to live on $10.00 daily. I’ve no electric bill, water bill, cable bill, septic bill or propane bill. I live a pretty spartan and minimalistic life style, with no frills. Which suits me fine.”
Here is a short overview of this phenomena that we don’t hear too much about.
I have written, on this blog, for seniors and others who want to work from home, about people who retire and live in their cars. They do an awesome do-over for a sedan or a van. This was presented in a film with Frances McDormand, and I had already seen the YouTube videos by the woman her part was based on, a few years ago.
I’m not recommending this lifestyle, but senior poverty is a real situation that needs to be addressed.
What I want to do is give you access to an opportunity that will help you subsidize a lower retirement income. And will possibly bring you an income bigger than you’ve had!
Many of the stories I’ve read are by people who travel in an RV (with couples they’ve got $2,000.00 or more a month) and who also earn some income blogging.
They learned how to do affiliate marketing online and an extra $500.00 or $1,000.00 a month makes a huge difference for the laptop lifestyle. If that’s what brought you to this site, you can get a good look at a professional marketing training community simply by creating a log in, no cost. If you’re tracking that, click below.
You’ll be taken to a page where you can read more about the opportunity, create your account, and view some basic classes.
You’ll get an idea of what’s involved and the potential to earn commissions by promoting products. If you’re already retired, you have the time to gain some quick traction with developing a business blog.
If you’re still working, you can set a schedule for creating a future income. More money and less expense is the goal. And once you’re working at home, some expenses drop out right away:
- Office or whatever professional wardrobe you have needed
- Gas money for your commute
- Wear and tear on your car
- Less stress from all of the above/decrease health costs
- Potentially better health/prevent health costs
Where can you live with $1,000 per month in the US?
Maggie on Quora
“If you can manage to come up with an RV before your $1,000 a month limit kicks in, you’ll be able to do all right. A spot in an RV park may add up to $500 a month or more, but you can camp for free for two weeks at a time in any national forest. And if you aren’t paying rent, you can afford insurance and the gas necessary to get you from one national forest to the next when your two weeks expire.”
I personally know someone who does this. She posts online about her adventures in finding the best paid sites to dock at, and alternating with free areas. She has a partner, and a cute little poodle. They tow a small car. They are doing better than simply surviving. Maggie’s whole post is inspiring and moving (her name above is clickable).
Here is another true, but less happy story I just witnessed last week. A local elderly was paying $575.00 for rent in a 2 bed 1 bath unit, for many years. He got a notice to vacate so the owner could remodel this older property (legal eviction).
For him to move into another similar unit, he is looking at $1,100.00 – $1,400.00 anywhere in this county. He can downsize, of course and pay $900.00 for a 1 bed. (This person receives $1,600.00 SS benefits.) He can get a room mate – but, as a two-pack-a-day smoker, that won’t be easy.
He has a son that visits I hear, and one could think ‘why doesn’t the son help him’? Hard to tell.
So, living on $300.00 a month is not something one can do. OK, maybe somewhere in a small rural town, you can find a room to rent for that.
So, staying cheerful here – and hoping you’ve got a roof over your head for the foreseeable future, and an internet connection, are you interested in marketing online for commissions paid when a reader of yours makes a purchase?
And you are, right? That’s how you found this blog post. You want to work at home, now or in the future and you’re thinking “I COULD DO THAT!”
And you are correct, you CAN do that, if you learn how correctly/don’t waste time/work consistently on your blog. You have probably seen many web sites with:
- An easy to look at presentation space/color/font/images-wise you can learn to do that
- Blog posts that are easy to read, that flow along while presenting information you’ve looked for you can learn to do that
- Blog posts that provide the research you don’t have time for you can learn to do that
- Blog posts with relevant images and/or videos advising you about an item or service you can learn to do that
I invite you to start learning! Start preparing for a retirement when you can easily make more money to subsidize your government or other pension.
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